Business Benefits ain't what it used to be. Providing benefits for businesses with 2 or more employees.
No matter the size of the company, employers face the same challenges - from cost management to attracting and retaining employees and everything in between.
But it’s small businesses that feel these challenges more acutely. Small businesses work hard to manage the day-to-day operations while at the same time providing their employees with the best benefits program possible.
We ease the Burden of Employee Benefits
Sound benefits package strategies that will attract and retain high-performing employees
Managing the increasing costs of benefits through innovative cost reduction programs
Leveraging tax savings
Improving employees’ understanding and appreciation of the employer’s benefits package, which in turn increases employee satisfaction and loyalty
Providing quality service at every step – including benefits education and enrollment
Offer additional employee programs to increase the value of their benefits package
More than 5.7 million small employers are the core of the U.S. economy. Employers with fewer than 100 employees account for 98 percent of the nation’s total private businesses!
Judy Bezler Insurance is here to help you navigate the sea of choices so you can land on the best solution for your company and your employees.
Why Add Benefits to Your Business?
1. Attracting quality employees
2. Retaining high-performing employees
3. Managing their costs, including increasing health insurance costs
Employee Benefits Can Seem Like a Moving Target
Nearly everybody is confused about their benefits options - and rightly so. You can't rely on politicians or media reports for a clear and unbiased explanation. You want the facts, not opinions. We'd be happy to evaluate your current coverage and present you with side-by-side comparisons of alternatives.
When you're searching for Health Insurance, Dental and Vision Insurance, Life Insurance, Income Protection (Disability Insurance) and other benefits you must be well-informed and well-advised to get the most out of your premium dollars. An experienced and independent agent who represents multiple insurance carriers can make a huge difference in what you pay for coverage.
Benefits Best Practices Checklist
As you probably know, the insurance industry includes hundreds of different companies hoping to earn your business. It is a very competitive market and it pays to shop around for the very best deals. This is where we come in.
When's the last time you reviewed your employee benefit package to see how competitive it is and how well it satisfies your employee needs?
Have you looked at the new ways the IRS let’s employers contribute to benefit premiums?
Are you sure that your benefits strategy is taking of every available tax advantage?
Does your company offer employee paid non-medical and voluntary benefits such as vision and dental insurance, life insurance, disability insurance, accident insurance, cancer insurance, critical illness insurance?
Have you considered offering highly compensated or key employees additional benefits to retain or reward them?
Does your company have a qualified retirement plan for employees?
Let´s face it, employee benefits and insurance jargon can be very confusing. We know the ins and outs of the insurance business, and our inside knowledge of many companies and many products will work to your advantage.
Please don´t hesitate to call us with your questions no matter whether you are already a valued customer, a potential client or if you simply need expert advice. There will never be a charge for our assistance or for a friendly, no-obligation chat.
Employers Get Creative with Employee Benefits
Employers often use employee benefits to distinguish themselves from their competition. Employers also leverage employee benefits when they want to attract and retain quality employees. Today, many employers are exploring a host of “new breed” employee benefits that complement and enhance traditional benefits such as health insurance, dental insurance, vision insurance and life insurance.
Supplemental insurance always ranks high on the list of additional benefits. These often include a suite of employee-paid benefits such as disability insurance, cancer insurance, critical illness insurance, out-of-pocket gap insurance and accident insurance.
Many employers are also offering offer many non-insurance benefits such as:
Travel and discount benefits
Financial wellness programs
Health advocacy programs
Assistance with student debt
What People Are Saying
Judy is a true consultant for small to medium size businesses. Whether it is benefits, operations or helping your business get all the tax credits it is missing, Judy can make it happen!
Judy's experience and novel approach will help you find the right risk management and cost-effective benefits strategies.
She is very knowledgeable and professional. Dedicated to customer relationships. Top notch.